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Hop n Sav

A CRYPTO LIFESTYLE SERVICE SOLUTION

Memorandum of Understanding

This documentation is intended to provide understanding of the Service Engagement between YourLife Crowd, LLC (Hopkins and Savage, Crypto Lifestyle Leaders brand) and a Private B2B Lender (2nd Party) for our ZERO Employee Business (ZEB) Program.

Hopkins n Savage is a DBA (doing business as) Brand of YourLife Crowd, LLC.

The ZEB Program has multiple Tiers that are structured as a Interest Only B2B Loan for the ZEB program. Proceeds from the B2B Loan are allocated into our proprietary Automated Trading, Scaling and Profit Distribution Management (aka, Automated Cryptocurrency Trading System). The Automated Cryptocurrency Trading System utilizes proprietary integration of various “off the shelf” technologies to produce best effort profit results. 

The ZEB Program offers multiple tiers of Interest Only Payments structured as detailed below.

YourLife Crowd, LLC under the management of Hopkins n Savage will onboard the B2B Loan for the purpose of Best Effort Automated Crypto Trading.

The B2B Loan has 2 Categories and Multiple Interest-Only Tiers that are referenced to the Loan Amount .

B2B Loan Category 1 (All Loans Up to 99,999 USDT) 

Tier 1 has a 31 Day loan payment deferment and is scheduled to pay 5% interest over 4 Weekly 1.25% Payments.

Tier 2 is scheduled to pay 10% interest over 4 Weekly 2.5% Payments.

Tier 3 is scheduled to pay 20% interest over 4 Weekly 5% Payments.

Tier 4 is scheduled to pay 25% interest over 4 Weekly 6.25% Payments.

Tier 5 is scheduled to pay the equivalent of 30% Monthly at the Weekly Rate of 6.92% Payments.

Annualized Interest Payments up to 325%

B2B Loan Category 2 (All Loans Over 100,000 USDT) 

Tier 1 has a 31 Day loan payment deferment and is scheduled to pay 10% interest over 4 Weekly 2.5% Payments.

Tier 2 is scheduled to pay 20% interest over 4 Weekly 5% Payments.

Tier 3 is scheduled to pay 30% interest over 4 Weekly 7.5% Payments.

Tier 4 is scheduled to pay 40% interest over 4 Weekly 10% Payments.

Tier 5 is scheduled to pay the equivalent of 50% Monthly at the Weekly Rate of 11.538% Payments.

Annualized Interest Payments up to 600%

While when it comes to financial business endeavors or investments, we cannot make any guarantees for the outcome as such the B2B Loan is a non-recourse loan.

However, our opinion is that our ZEB Program has a low risk exposure primarily because we good managers of our technology solution for the trading and that the various tiers merely leverage time to scale (compound profits) the B2B Loan prior to the scheduled respective Interest Only Payment. 

So, as we scale (compound) the trading profits we are able to incur the higher the interest payments.

ZEB – B2B Loan Range – $20K to $1M:

Each B2B Loan is allocated as follows:

20% – allocation for the Custom Zero Employee Business creation (the “ZEB”). This entails the onboarding of the ZEB-B2B Loan with the trading & scaling algorithms to the targeted results.

Up to 80% allocation for the Crypto Trading (funding the Private Crypto Trading Bot with the targeted cryptos).

On a continual best effort recurring basis after successfully reaching the proprietary scaling target for the respective B2B Loan in accordance to the ZEB Program and B2B Loan Agreement which stipulates that up to 50% of Gross “best efforts” Trading Profits will be allocated to facilitate the Interest Only Loan Payments.

Profits will be automatically disbursed to respective private crypto-wallets of the applicable party(s) on a Monthly, Weekly or Daily basis.

DISCLAIMER:
Cryptocurrency investing involves a high degree of risk and volatility. The cryptocurrency market is largely unregulated and susceptible to large price swings. The value of cryptocurrencies can rise or fall rapidly and without warning, and investors may lose some or all of their investment, we aim to use the rise and fall in value as opportunity to extract profits via arbitrage trading. However, while we take extreme measures to prevent loss, we make no guarantee that a loss will not occur. Participants should carefully consider their investment objectives, financial situation, and risk tolerance before B2B Lenders. They should also be aware of the potential risks associated with cryptocurrency, including but not limited to hacking, fraud, and regulatory changes. It is important to do your own research and seek professional financial advice before making any investment decisions. All profit disbursement commitments associated to this program are based on “best effort” trading results. Remember that cryptocurrencies are a relatively new and emerging asset class with a limited history of price movements and past performance is not indicative of future results. Lastly, proprietary information (which includes financial auditing) will only be released in the event of total failure to produce a Profit sufficient to meet the B2B Loan Interest Only payment within the time frame of the loan engagement.